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Betty Cutler Favier
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Betty Cutler Favier, a proven Telluride and Mountain Village, Colorado NUMBER1EXPERT™ Top Selling real estate agent. Find Telluride and Mountain Village Homes - Find Telluride and Mountain Village, Colorado real estate listings & homes for sale provided by Betty Cutler Favier, your local expert real estate agent. Ski Resort Vacation Homes and Condominiums. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Betty Cutler Favier, a proven Telluride and Mountain Village, Colorado NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Betty Cutler Favier, a proven Telluride and Mountain Village, Colorado NUMBER1EXPERT™ Top Selling real estate agent. Telluride and Mountain Village Information - Find local information on Telluride and Mountain Village, Colorado including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Betty Cutler Favier, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Betty Cutler Favier, a proven Telluride and Mountain Village, Colorado NUMBER1EXPERT™ Top Selling real estate agent. About Betty Cutler Favier - Information about Betty Cutler Favier including testimonials, guarantees, credentials, and contact information. Learn why Betty Cutler Favier is a proven Telluride and Mountain Village, Colorado NUMBER1EXPERT™ Top Selling real estate agent. 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What U.S. state is home to the world's richest woman?
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| A |
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas. |
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Betty Cutler Favier
Peaks Real Estate Sothebys International
136 Country Club Drive
Telluride, CO 81435
Phone 1: 800-737-9621
Fax: 970.692.8427
bcf@TellurideRealEstateOnline.com
Betty has 24 years of experience helping people buy and sell their homes. Listening to her clients, ongoing education in industry standards and trends, and a high level of confidentiality and professionalism have built a real estate business of long term relationships and referrals.  
 Sotheby’s
International Realty© is a registered trademark licensed to Sotheby’s
International Realty Affiliates, Inc. Each Office Is Independently Owned And
Operated.
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